Health coverage in Azad Jammu & Kashmir is still inadequate. There are approximately 1880 hospital beds available in the area averaging one bed per 2007 people. The total number of doctors, including administrative doctors, health managers & dentists is 702 out of which there are 411 medical officers, 69 dental surgeons, 174 specialists and 48 health managers giving an average of 0.185 per 1000 population in respect of doctors, 0.109 Per 1000 Population in respect of medical officers, 0.018 per 1000 Population in respect of dentists, 0.046 per 1000 Pop. in respect of specialists and 0.013 per 1000 pop. in respect of health managers, whereas only 30 hospital beds & 11 dispensaries were available in the area at the time of independence.
Education has been a priority of the Govt. of Azad Jammu & Kashmir as about 26% of its total recurring budget besides 8 % of the total development budget is allocated to this sector. As a result of this substantial investment, AJ&K’s literacy rate is well 64% which is significantly higher than the national average of Pakistan. At present the gross enrolment rate at primary level is 95% for boys and 88% for girls (between the age of 5-9).